/* MoneyMakeOvers.com — trust navy + growth green, friendly-authoritative */
:root{
  --navy:#0B3050; --navy-deep:#082238; --blue:#1460AA; --blue-soft:#E7F0FA;
  --green:#1E7A4C; --green-soft:#E6F3EC; --gold:#C9962E;
  --paper:#F7FAFC; --ink:#1B2733; --muted:#5A6B7B; --line:#D9E2EA; --white:#FFFFFF;
  --display:'Fraunces',Georgia,serif; --body:'Public Sans',system-ui,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.65;font-size:1.03rem}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
a{color:var(--blue)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
h1,h2,h3{font-family:var(--display);color:var(--navy);line-height:1.2}
h1{font-size:2.1rem;margin:.4em 0 .2em}
h2{font-size:1.5rem;margin-top:2em}
h3{font-size:1.15rem}
img{max-width:100%;height:auto;border-radius:10px}
table{border-collapse:collapse;width:100%;margin:1em 0;background:var(--white);border-radius:10px;overflow:hidden;font-size:.97rem}
th,td{border:1px solid var(--line);padding:.6em .8em;text-align:left}
th{background:var(--blue-soft);color:var(--navy)}
code{background:var(--blue-soft);padding:.1em .35em;border-radius:4px}

/* Header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 8px rgba(8,34,56,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 20px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--green),var(--blue));color:#fff;font:700 1.3rem var(--display)}
.logo-text{color:#fff;font-size:1.15rem;letter-spacing:.2px}
.logo-text strong{color:#BFE3CF}
.logo-tld{color:var(--gold);font-size:.85em}
.main-nav{display:flex;gap:4px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.nav-group{position:relative}
.nav-group>details>summary,.nav-plain{list-style:none;cursor:pointer;color:#EAF2F8;padding:.55em .8em;border-radius:8px;font-weight:600;font-size:.93rem;text-decoration:none;display:inline-block}
.nav-group>details>summary::-webkit-details-marker{display:none}
.nav-group>details[open]>summary,.nav-group>details>summary:hover,.nav-plain:hover{background:rgba(255,255,255,.12)}
.dropdown{position:absolute;left:0;top:100%;min-width:280px;background:var(--white);border:1px solid var(--line);border-radius:10px;box-shadow:0 10px 30px rgba(8,34,56,.18);list-style:none;margin:6px 0 0;padding:8px;z-index:60}
.dropdown a{display:block;padding:.5em .7em;border-radius:7px;text-decoration:none;color:var(--ink);font-size:.92rem}
.dropdown a:hover{background:var(--green-soft);color:var(--green)}
@media(max-width:900px){.dropdown{position:static;box-shadow:none;border:none;background:rgba(255,255,255,.06)}.dropdown a{color:#EAF2F8}.dropdown a:hover{background:rgba(255,255,255,.12);color:#fff}.header-inner{flex-direction:column;align-items:flex-start}}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 55%,#0d3a2a 100%);color:#fff;padding:56px 0 48px}
.hero-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
@media(max-width:820px){.hero-inner{grid-template-columns:1fr}}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;color:var(--gold);font-weight:700;margin:0}
.hero h1{color:#fff;font-size:2.7rem;margin:.2em 0}
.hero-sub{color:#CFE0EC;max-width:56ch}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.btn{display:inline-block;background:var(--green);color:#fff;font-weight:700;padding:.75em 1.3em;border-radius:10px;text-decoration:none;border:none;font-size:1rem;cursor:pointer}
.btn:hover{background:#166039}
.btn-ghost{background:transparent;border:2px solid #CFE0EC;color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.hero-meter{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:20px}
.meter-label{font-weight:700;color:var(--gold);margin-bottom:12px;font-size:.9rem;text-transform:uppercase;letter-spacing:.08em}
.meter-row{display:grid;grid-template-columns:1fr;gap:4px;margin-bottom:12px;font-size:.9rem;color:#EAF2F8}
.meter-bar{display:block;height:9px;background:rgba(255,255,255,.15);border-radius:6px;overflow:hidden}
.meter-bar span{display:block;height:100%;background:linear-gradient(90deg,var(--green),#4CC08A);border-radius:6px}

/* Article */
.article{padding:26px 20px 60px;max-width:820px}
.breadcrumbs{font-size:.85rem;color:var(--muted);margin:14px 0}
.breadcrumbs a{color:var(--muted)}
.byline{color:var(--muted);font-size:.88rem;margin-top:0}
.answer-box{background:var(--green-soft);border-left:5px solid var(--green);border-radius:0 12px 12px 0;padding:16px 20px;margin:18px 0}
.answer-box .ab-label{display:block;font-weight:700;color:var(--green);text-transform:uppercase;font-size:.75rem;letter-spacing:.1em;margin-bottom:6px}
.answer-box p{margin:0}
.home-ab{margin:28px 0 8px}
.hero-figure{margin:22px 0}
.hero-figure img{width:100%;background:var(--blue-soft);border:1px dashed var(--line);min-height:120px;object-fit:cover}
.hero-figure figcaption{font-size:.83rem;color:var(--muted);margin-top:6px}

/* FAQ */
.faq-section,.faq-cat{margin-top:2.2em}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:10px;margin:10px 0;overflow:hidden}
.faq-item summary{cursor:pointer;padding:14px 18px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-weight:700;color:var(--green);font-size:1.3rem;flex-shrink:0}
.faq-item[open] summary::after{content:"\2212"}
.faq-item summary h3{margin:0;font-size:1.02rem}
.faq-a{padding:0 18px 14px;color:var(--ink)}
.faq-src{font-size:.85rem;color:var(--muted)}

/* Affiliate blocks */
.aff-section{margin-top:2.4em;background:var(--blue-soft);border-radius:14px;padding:20px 22px}
.aff-section h2{margin-top:0}
.aff-note{font-size:.83rem;color:var(--muted);margin-top:-6px}
.aff-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.aff-card{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px;display:flex;flex-direction:column}
.aff-card h3{margin:0 0 6px}
.aff-card p{font-size:.92rem;margin:.3em 0}
.aff-meta{color:var(--muted);font-size:.8rem!important;flex:1}
.btn-aff{margin-top:10px;text-align:center}

/* Cards / categories */
.cat-section{margin:44px 0}
.cat-icon{margin-right:.4em}
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin-top:14px}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:18px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 8px 22px rgba(8,34,56,.12);transform:translateY(-2px)}
.card h3{margin:0 0 8px;font-size:1.05rem}
.card p{font-size:.88rem;color:var(--muted);margin:0;flex:1}
.card-link{color:var(--green);font-weight:700;font-size:.88rem;margin-top:10px}

/* Related */
.related{margin-top:2.4em;border-top:1px solid var(--line);padding-top:1em}
.related ul{columns:2;gap:24px;padding-left:1.2em}
@media(max-width:640px){.related ul{columns:1}}

/* Calculator */
.calc{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px;margin:1em 0}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-items:center;margin-bottom:12px}
.calc-row label{font-weight:600}
.calc input,.calc select{padding:.55em .7em;border:1px solid var(--line);border-radius:8px;font:inherit;width:100%}
.calc-out{font-family:var(--display);font-size:1.15rem;color:var(--navy);min-height:1.4em;margin:.8em 0 .3em}
.calc-note{font-size:.8rem;color:var(--muted)}

/* Footer */
.site-footer{background:var(--navy-deep);color:#C7D6E2;margin-top:60px;padding:44px 0 24px}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:26px}
.fcol h3{color:var(--gold);font-size:.95rem;margin:0 0 10px}
.fcol ul{list-style:none;margin:0;padding:0}
.fcol a{color:#C7D6E2;text-decoration:none;font-size:.86rem;display:block;padding:3px 0}
.fcol a:hover{color:#fff;text-decoration:underline}
.footer-legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;font-size:.78rem;color:#8FA5B6}
.footer-legal a{color:#C7D6E2}